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Вопрос № 800760 - Английский язык

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The bank, according to the contracts with its depositors, agrees to honor (pay when due) each cheque as long as sufficient funds remain in the depositor’s account. As a debtor of the depositor, the bank must honor the cheques in return for the right to use the depositor’s funds until the depositor demands their return. Of course, the bank must retain a sizable percentage of all funds deposited so that it can pay cheques when they are presented. The remainder of the deposited funds is loaned at interest to pay for the bank's operations and to earn for the bank's owners.
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The bank, according to the contracts with its depositors, agrees to honor each cheque as long as sufficient funds remain _______________.
Варианты ответов
  • in the depositor’s funds
  • in the bank’s account
  • in the depositor’s account
  • in the depositor’s pocket
Тип вопроса: Вопрос с одним правильными вариантом
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Вопрос задал(а): Анонимный пользователь, 13 Ноябрь 2020 в 01:37
На вопрос ответил(а): Анастасия Степанова, 13 Ноябрь 2020 в 01:37

Похожие вопросы

Вопрос № 800759

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A cheque is a special type of draft by which a bank depositor orders the bank to pay money, usually to a third party. Cheques are usually written on special forms provided by bank for a fee. The forms provided by the bank usually are magnetically encoded to make cheque processing easier for the banking system. However, cheques may be written on blank sheets of paper, forms provided by the depositor, or other materials and still be legally effective. The drawee, though, must always be a bank for the instrument to qualify as a cheque.
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Cheques are usually written on special forms provided by bank _______________.
for a possession
for a depositor
for a payment
for a fee

Вопрос № 800761

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A person, who deliberately issues a cheque with the knowledge that the funds in the account will be insufficient to pay the cheque when it is presented at the drawee bank, is guilty of a crime. The bank will dishonor (refuse to pay when due) the instrument and the payee or current owner of the cheque will not get any money for it from that source. In addition, if a cheque is issued to pay a debt, the payoff is not effective until the cheque is presented to the drawee bank and honored.
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A person, who deliberately issues a cheque with the knowledge that the funds in the account will be insufficient to pay the cheque when it is presented at the drawee bank, is guilty of _______________.
a murder
a larceny
an offense
a crime

Другие вопросы по предмету Английский язык

Вопрос № 800761

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A person, who deliberately issues a cheque with the knowledge that the funds in the account will be insufficient to pay the cheque when it is presented at the drawee bank, is guilty of a crime. The bank will dishonor (refuse to pay when due) the instrument and the payee or current owner of the cheque will not get any money for it from that source. In addition, if a cheque is issued to pay a debt, the payoff is not effective until the cheque is presented to the drawee bank and honored.
Закончите предложение
A person, who deliberately issues a cheque with the knowledge that the funds in the account will be insufficient to pay the cheque when it is presented at the drawee bank, is guilty of _______________.
a murder
a larceny
an offense
a crime

Вопрос № 800762

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When a cheque has been lost or stolen, the drawer should direct the bank not to pay it. Such an instruction is called a stop payment order. Banks usually charge a small fee to stop payment on a cheque. If, by mistake, the drawee bank disregards the stop payment order and pays the cheque, the bank must recredit the account. The bank - not the depositor - must bear any loss. Oral stop payment orders are good only for two weeks unless they are confirmed in writing. Written stop payment orders are good for six months and lapse at the end of that time unless renewed.
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Banks usually charge a small fee to stop payment _______________.
on a draft
on an account
on a promissory note
on a cheque

Вопрос № 800763

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Promissory notes initially involve only two parties - the maker and the payee. The maker is the one who executes or makes a promissory note (or a certificate of deposit) and promises to pay. The payee is the one who promises to pay the order. If two or more parties join in executing the note, they are comakers and are equally liable for payment.
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Promissory notes initially involve only two parties - the maker and ____________.
the payer
the drawer
the comaker
the payee

Вопрос № 800764

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Personal property may be pledged to secure performance - that is, to ensure payment - of a note. When this fact, together with a description of the property, is stated on the face of the note, the paper is a collateral note. The property pledged in collateral notes is usually in the form of documents of title, such as bonds, a warehouse receipt, or a life insurance policy. A collateral note typically provides for the sale of the security by the payee if the note is not paid when due.
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When this fact, together with a description of the property, is stated on the face of the note, the paper is ________________.
a promissory note
a mortgage note
a notebook
a collateral note
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