Вопрос № 1072342 - Английский язык

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Sometimes in a shop they ask you: “How do you want to pay?” You can answer: “Cash/By cheque/By credit card”. In a bank you usually have a current account, which is one where you are paid your salary and then withdraw money to pay your everyday bills. The bank sends you a regular bank statement telling you how much money is in your account. You may also have a savings account where you deposit any extra money that you have and only take money out when you want to spend it on something special. Sometimes, the bank may lend you money – this is called a bank loan. If the bank lends you money to buy a house, that money is called a mortgage.
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What is a current account?

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Like any business, a bank is interested in profit, above all. Money is the commodity it 1_______. To put it simply, a bank seeks to “buy” money cheaply (not necessarily from the Federal Reserve Bank), at an annual six-percent interest, for example, and to sell it dearly (as, say, credit to a building company) at an annual 2_______ rate of 11 per cent. This is what the banks are busy doing. There are many variations within this pattern, of course.
Naturally, the banks put their money where it brings them the highest profit. That is why they always keep up to date with the market situation. By shifting 3_______ of various “costs” from sphere to sphere, from one geographical region to another, the banks activities stimulate 4_______ in industry, construction and agriculture. Besides this, the bank promotes the growth – or causes the demise – of individual population centres or even whole regions.

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Cheques were used as early as the second half of the seventeenth century, but they did not come into general use until the second half of the nineteenth 1_______. The Bank Charter Act of 1844 put strict limitations on the note issue at a time when the output of goods and 2_______ was expanding rapidly. The need for an expansion of the money supply to keep pace with 3_______ output greatly stimulated the use of 4_______ deposits.

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Like any business, a bank is interested in profit, above all. Money is the commodity it 1_______. To put it simply, a bank seeks to “buy” money cheaply (not necessarily from the Federal Reserve Bank), at an annual six-percent interest, for example, and to sell it dearly (as, say, credit to a building company) at an annual 2_______ rate of 11 per cent. This is what the banks are busy doing. There are many variations within this pattern, of course.
Naturally, the banks put their money where it brings them the highest profit. That is why they always keep up to date with the market situation. By shifting 3_______ of various “costs” from sphere to sphere, from one geographical region to another, the banks activities stimulate 4_______ in industry, construction and agriculture. Besides this, the bank promotes the growth – or causes the demise – of individual population centres or even whole regions.

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Banks are interested in keeping most of their money in circulation so that it should bring them 1_______. They seek to reduce their lending rates in order to attract 2_______. The cuts in interest rates are more than made up for by an increase in the amount of money in circulation.
In their pursuit of high profit, the 3_______ sometimes get involved in risky operations fraught with bankruptcy. Therefore, the Federal government takes measures to minimize the danger of banks going broke. Every bank is obliged to take out insurance against robbery or 4_______ lest the clients should lose their money in any case.
The banks cater to big and small companies and to individuals.

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Business is a word which is commonly used in many different languages. But, exactly, what does it mean? The concepts and activities of 1_______ have increased in modern times. Traditionally, business simply meant exchange or trade for things people wanted or needed. Today it has a more technical definition. One definition of business is the production, distribution, and sale of goods and services for a 2_______.
Business is a combination of all these activities: production, distribution, and sale. However, there is one other important factor. This factor is the creation of profit or economic surplus. A major goal in the functioning of an American business company is 3_______ a profit. Profit is the money that remains after all the expenses are paid. Creating an 4_______ surplus or profit is, therefore, a primary goal of business activity.