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1_______________________________. In this way credit enables you to enjoy your purchase even before you have paid for it.
2_______________________________. If you are thinking of borrowing money or buying something on credit, you will want to know how much that credit will cost you and whether or not you can afford it. 3________________________________.
Credit costs vary from one lender to another, so think before you sign anything. 4_______________________________.
Consumer credit provides cash, goods, or services now, while spreading repayment into the future.
But there are two important things attached to every credit purchase: credit costs something, and the principal, the original amount borrowed, must be paid back.
Then you can look for the best terms.
Federal law requires that the lender tell you the total finance charges and the annual percentage rate or APR.