Вопрос № 800739 - Английский язык

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If you have a job and want to change it, keep the old job while you look for a new one. Having a job gives you an advantage. You can take your time and be selective. You also have more bargaining power. You may get a better salary offer if a prospective employer knows you are not in urgent need of a job.

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A PC may be a desktop computer, a laptop computer or a tablet computer.
A PC may be a home computer, or may be found in an office, often connected to a local area network (LAN). This is in contrast to the time-sharing models which allowed large expensive systems to be used by many people, usually at the same time, or large data processing systems which required a full-time staff to operate efficiently.

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The other method for creditor protection is the garnishment of wages. Once a creditor’s claim is shown to be legally valid and fair in a court hearing, the creditor may receive a portion of the debtor’s wages directly from the debtor’s employer.

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Laws that set maximum interest rates are called usury laws. Usually such laws apply only to transactions involving the lending of money, not the buying of goods on credit. Also, the usury laws do not protect corporations because they are considered to be adequately protected by the abilities of their professional managers.

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A consumer loan arises when a person borrows money primarily for personal, family, household, or agricultural purposes. It is often called a personal loan to distinguish it from a business or commercial loan.
The creditor must make a full report of interest and finance charges. The finance charge is the total added cost when one pays in installments for goods or services. The creditor must also declare the true equivalent annual interest rate.

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A credit rating is an evaluation of one’s ability to pay debts. If credit is denied because of information in a credit report, the company denying credit must tell the applicant. The applicant may then demand that the reporting agency disclose the general nature of the contents of its file (except medical information) and the names of parties who were given this information. Names of those who provided the information need not be disclosed, however. If there is any error, the credit reporting agency must correct the record.