Вопрос № 912172 - Английский язык

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Companies can choose from various methods to establish their products in a foreign market. One option is to start by working with local experts such as sole agents or multi-distributors, who have specialist knowledge of the market and sell on behalf of the company. This often leads to the company opening a local branch or sales office. Another option is to sell, or give permission to use, patents and licenses for their products. Companies may wish to start by manufacturing in the export market, in which case they can either set up a local subsidiary or a joint venture with a local partner.

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To go international a large firm can set up a joint venture with a company in another country. In this case two companies pool their resources to design, manufacture and sell the product. Both firms profit by the results of this arrangement. They also share responsibility. One of the firms provides the necessary funds and know-how for producing goods. In return it gets a foothold in the foreign market. The other firm obtains financial aid and technical assistance. And it takes responsibility for handling red tape and organizing sales in the local market.

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Banking system is one of the most important instruments of the economy.
It is an open secret that banks are the most important link in the world of 1_______. This is because, first of all, 2_______ nowadays perform the main part of the work of transferring money from a customer to a seller, by operating the system of payments in the economy. Almost everyone in the world uses or has used banking services. Families keep their savings there, and banks pay them interest rates on their deposits and give them loans to buy expensive goods. Companies 3_______ payments through them. Commercial organizations, which work at the market and in production, take loans for their needs and conduct all payments with buyers and sellers through them. Landowners and owners of real estate take 4_______ from the banks to buy an estate or to make use of it and pay back loaned money.

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A cashier’s check is a check written for you by your bank. You give the bank the money (or it is taken from your account) and the 1_______ writes a cashier’s check, charting a small 2_______ for the service. Usually cashier’s checks are written for large amounts to transfer money from one place to another.
A cashier’s check is easier to 3_______ than a personal check, and it is safer than carrying a large amount of cash. You do not have to cash a cashier’s check at a 4_______ of your bank – it can be cashed at any bank or business.

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What is unlimited liability?
Individual proprietorship is the simplest way of starting a business. You are self-employed and fully responsible for all the aspects of the management of your business.
In this form of organization the owner himself is responsible for success or failure of his business. Any line of business is open to an owner.
Although this form of small business has its advantages, it has certain drawbacks, too. In the first place the single owner is seldom able to invest as much capital as can be invested by a partnership or a corporation. If single owners are able to invest large amounts of capital, they run great risk of losing it all because they are personally liable for all the debts of their businesses. This is called unlimited liability.

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What is a partnership contract?
Two or more people starting a business together can set up a partnership. All partners are responsible for the debts of the partnership and profits and losses are shared between them.
The agreement to form an association of this nature is called a partnership contract and may include distribution of profits, fiscal responsibilities, and a specific length of time during which the partnership is in effect.