State of being unable to pay debts is: ответ на тест 864100 - Английский язык

State of being unable to pay debts is …

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The state
1. The state has an important part to play in making and enforcing law. But what is a state? It is a political unit with a territory that the international community treats as independent, for example the United Kingdom, Barbados or Japan. Law settles how the state is to be governed (its constitution), what duties it owes its citizens, and what duties they owe to one another and to it. The law of the state consists of a system of government, together with a framework for making the life of citizens more secure and for enabling them to flourish.
2. Since each state has its own system of law, there are many legal systems: the law of the United Kingdom, Barbados, Japan, etc. The laws of states differ a bit but also have much in common. Legal systems are called systems because in each state or part of a state with its own laws there are official bodies concerned with the whole of its law. These bodies – the branches of the state – are the legislature, which makes laws, the executive government, which puts laws into effect, and the judges, who decide disputes about the law. These branches of government try to see that the laws do not conflict with one another. In other words, they treat the laws as pans of a system that hangs together.
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A design, symbol or other device that distinguishes one line of goods from that of a competitor is a …

A list of people employed by a company and the amount of money to be paid to each of them is a (an) …

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Hyperinflation
1. Inflation is a sustained increase in the aggregate price level. Economists generally reserve the term hyperinflation to describe episodes where the monthly inflation rate is greater than 50 per cent.
2. Hyperinflations are largely a twentieth-century phenomenon. The most widely studied hyperinflation occurred in Germany after World War I. The ratio of the German price index in November 1923 to the price index in August 1922 – just fifteen months earlier – was 1.02 × 1010. This huge number amounts to a monthly inflation rate of 322 per cent.
3. Hyperinflations are caused by extremely rapid growth in the supply of «paper» money. They occur when the monetary and fiscal authorities of a nation regularly issue large quantities of money to pay for a large stream of government expenditures. In effect, inflation is a form of taxation where the government gains at the expense of those who hold money whose value is declining. Hyperinflations are, therefore, very large taxation schemes.
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Insurance
1. Insurance plays a central role in the functioning of modern economies. Life insurance offers protection against the economic impact of an untimely death; health insurance covers the sometimes extraordinary costs of medical care; and bank deposits are insured by the federal government. In each case a small premium is paid by the insured to receive benefits should an unlikely but high-cost event occur.
2. An understanding of insurance must begin with the concept of risk, or the variation in possible outcomes of a situation. A shipment of goods to Europe might arrive safely or might be lost in transit. A person may incur zero medical expenses in a good year, but if he is struck by a car, they could be upward of $100,000.
3. We cannot eliminate risk from life, even at extraordinary expense. Paying extra for double-hulled tankers still leaves oil spills possible. The only way to eliminate auto-related injuries is to eliminate automobiles. Thus, the effective response to risk combines two elements: efforts or expenditures to lessen the risk, and the purchase of insurance against the risk that remains.
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