Вопрос № 923029 - Английский язык

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Most people do not have enough money to pay in cash if they want to buy a house or a 1_______. Because of this, they have to borrow money from a 2_______. The name for the loan that most people get when they 3_______ property is a ‘mortgage’. In Britain, it’s common to get a mortgage for up to twenty-five years. In other countries, it’s more common to get a mortgage that lasts for only ten or 4_______ years. When you’ve finished paying your mortgage, die building is yours!

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Bank-notes and coins are not the most important forms of 1_______ in developed economies. In the UK about 90 per cent, by value, of all 2_______ are settled by means of cheques. But cheques themselves are not money, they are merely orders to bankers to 3_______ money from one person to another. The money so transferred consists of bank deposits. If there is no money in the form of a bank deposit, then any 4_______ drawn on that account will be worthless.

A person in a court of law who sues someone else for doing something wrong or illegal is a …

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Enforcing the law
1. Governments have many ways to be sure that citizens obey the law. They explain to the public what the law is and try to provide social support for law and order. They use police forces to investigate crimes and catch criminals. They use courts to complete the investigation of criminal and civil offences and to pass sentences to punish the guilty and deter others. And they try to re-educate and reform people who have broken the law. Which of these is most effective in enforcing the law?
 2. The laws of all countries are in written records – the legal codes of countries, etc. Many people do not know where to find these records. But ignorance of the law is almost never a defence for breaking it. Governments usually expect citizens to know the laws. However, there are many laws, such as those prohibiting theft, assault and dangerous driving, which simply reflect social and moral attitudes to everyday behavior. In such cases a person knows he is breaking the law, even if he doesn't know exactly which law it is.
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The jury
1. In England a person accused of crime must always be presumed innocent until he has been proven guilty. If a criminal case is serious it is always investigated with a jury. What is a jury and how does it function?
2. There are 12 members of the jury both men and women. There are quite a lot of people in England who think that 12 ordinary men and women are not capable of understanding properly all the evidence given at criminal trials. But there is no doubt about it because judges are great experts in summing up the evidence. The judge calls the jury's attention to all most important points in the evidence. He favoures neither prosecution nor defence. The members of the jury decide only the questions of fact. Questions of law are for the judge. The jury retire to a private room to consider the verdict. If the jury cannot agree, they must be discharged and a new jury is formed.
3. A verdict has to be unanimous. English law requires that the guilt of an accused man must be proved 'beyond reasonable doubt'. When the jury return to the courtroom, they have to give only one answer "Guilty" or "Not guilty".
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Human rights
1. Most of the law in the world is made by governments for their own people. But human rights are independent of any political divisions. They are basic minimum standards of freedom and security for all people. When governments do not meet these standards, they are criticized by their own citizens and even by foreign governments. Sometimes some countries impose economic sanction against those countries where human rights are violated. For example, many countries have limited trade to South Africa because of policy of apartheid.
2. As a rule, human rights are violated when governments violate their own constitutions, and very often their policies make citizens to escape to another countries. But legally, most countries of the world have signed international agreements concerning the treatment of individuals. The most important agreement is the Universal Declaration of Human Rights (UDHR) adopted by UN General Assembly in 1948. Article 1 of UDHR declares that all human beings are born free and equal in dignity and rights, and Article 2 states that it does not depend upon race, color, sex, language, religion or any other difference among people.
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