Вопрос № 1072344 - Английский язык

Установите последовательность пропущенных в тексте слов.
Banks are interested in keeping most of their money in circulation so that it should bring them 1_______. They seek to reduce their lending rates in order to attract 2_______. The cuts in interest rates are more than made up for by an increase in the amount of money in circulation.
In their pursuit of high profit, the 3_______ sometimes get involved in risky operations fraught with bankruptcy. Therefore, the Federal government takes measures to minimize the danger of banks going broke. Every bank is obliged to take out insurance against robbery or 4_______ lest the clients should lose their money in any case.
The banks cater to big and small companies and to individuals.

Read the text and do the tasks
1. The central bank is the monopoly supplier of base money. At the same time, the central bank can, via imposing minimum reserve requirements, exert a (pre-dominant) influence on the demand for central bank money. That said, the central bank is in a (comfortable) position to manage the conditions in the market for central bank money (usually referred to as money market), that is determining the quantity of base money or the interest rate on base money balances.
2. Figure 1.25 shows a simple model of the inter-bank money market (for, say, 1-month money), where the interest rate is determined by the demand for and supply of base money. The demand is determined by minimum reserves, the cash drain and working balances. Supply is determined by the central bank’s regular operations and by autonomous factors (such as, for instance, deposits being shifted from central bank to commercial bank accounts and vice versa).
3. In their money market operations central banks aim to ensure an orderly functioning of the money market, helping credit institutions to meet their liquidity needs in a smooth manner. This is typically achieved by providing regular refinancing to banks and facilities that allow them to deal with end-of-day balances and to cushion transitory liquidity fluctuations. What is more, central banks tend to signal their monetary policy stance to the money market via changing the conditions under which the central bank is willing to enter into transactions with commercial banks.
(Ansgar Belke : Monetary economics in globalised financial markets / A. Belke, T. Polleit. – Springer, 2009. – P.325).
Choose the correct summary of the text.

Установите последовательность пропущенных в тексте слов.
Banks are interested in keeping most of their money in circulation so that it should bring them 1_______. They seek to reduce their lending rates in order to attract 2_______. The cuts in interest rates are more than made up for by an increase in the amount of money in circulation.
In their pursuit of high profit, the 3_______ sometimes get involved in risky operations fraught with bankruptcy. Therefore, the Federal government takes measures to minimize the danger of banks going broke. Every bank is obliged to take out insurance against robbery or 4_______ lest the clients should lose their money in any case.
The banks cater to big and small companies and to individuals.

Установите последовательность пропущенных в тексте слов.
Business is a word which is commonly used in many different languages. But, exactly, what does it mean? The concepts and activities of 1_______ have increased in modern times. Traditionally, business simply meant exchange or trade for things people wanted or needed. Today it has a more technical definition. One definition of business is the production, distribution, and sale of goods and services for a 2_______.
Business is a combination of all these activities: production, distribution, and sale. However, there is one other important factor. This factor is the creation of profit or economic surplus. A major goal in the functioning of an American business company is 3_______ a profit. Profit is the money that remains after all the expenses are paid. Creating an 4_______ surplus or profit is, therefore, a primary goal of business activity.

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Almost every society now has a money economy based on coins and paper notes of one kind or another. Money is used for buying or selling goods, for measuring value and for storing wealth. However, this has not always been true. In primitive societies, a system of barter direct exchange of goods was used. Somebody could exchange a sheep, for example, for anything in the marketplace that they considered to be of equal value. Most governments now issue paper money in the form of notes. Paper money is easier to handle and much more convenient in the modern world. Cheques, bankers’ cards, and credit cards are being used increasingly, too.
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What is a money economy of every society based on?

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Sometimes in a shop they ask you: “How do you want to pay?” You can answer: “Cash/By cheque/By credit card”. In a bank you usually have a current account, which is one where you are paid your salary and then withdraw money to pay your everyday bills. The bank sends you a regular bank statement telling you how much money is in your account. You may also have a savings account where you deposit any extra money that you have and only take money out when you want to spend it on something special. Sometimes, the bank may lend you money – this is called a bank loan. If the bank lends you money to buy a house, that money is called a mortgage.
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What is a current account?