Прочитайте текст и заполните пропуски подходящими по смыслу словами. Apart from lending and borrowin...: ответ на тест 1046376 - Английский язык

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Apart from lending and borrowing, the banks also 1_______ some other functions of minor importance. For example, many 2_______ maintain safe deposit vaults. If you hired a vault on an annual 3_______ of a certain rent, you could keep your valuable articles there under lock and key. The bank also performs some 4_______ like acting as a trustee, or as a custodian of property belonging to a minor and so on. It charges a small fee for rendering these services.

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The banks no doubt perform very 1_______ functions. They collect small savings of depositors and make them available for investment in trade. They also create 2_______ in the form of credit, and offer financial assistance for genuine business purposes. The banking system will become dangerous to the society, only if it fails to maintain the confidence of depositors. The bank should also keep some investments liquid enough to be cashed at any time, to meet emergencies, and the central bank should always try to 3_______ the commercial banks in times of their difficulties. If these precautions are maintained, the banking 4_______ will be very useful in the economic life of a country.

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What do banks and other businesses buy and sell in the “money market”?
Money-market accounts allow you to write a limited number of checks while participating in the “money market” where banks and other businesses buy and sell short-term credit instruments, notes and other kinds of IOU’s that come due in a year or less. The rate of return for money market accounts is usually higher than for passbook savings accounts.

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How long can the period of time for deposit run?
Certificates of deposit pay the highest rates of interest offered by banks and savings institutions. They require the money to be left on deposit for a specified period of time that can run from a few weeks to five or more years. The money can be withdrawn early, if necessary, but not without a penalty.

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What is the rate of return offered by credit unions?
Credit unions, associations of people with some thing in common, often serve people who have the same employer, work in the same industry, or belong to a particular church, labor union, or club. Credit unions offer insured savings plans similar to those offered by other savings institutions. In most instances, however, the rate of return offered by credit unions is higher than that of the other institutions.

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Those seeking employment will want to investigate all available possibilities. The following are the main sources of information about job vacancies.
– Job centers.
– Employment agencies.
– Local careers officers.
– Newspaper advertisements.
– Friends and relatives.
Advertisements are the most common way of publicising a job vacancy and inviting applications. Prospective applicants should read the advertisement carefully. Not only it will give important information about the job and the firm, but it may also offer clues of what should be included in the letter of application.
In some cases it may be acceptable to type a letter, in others the advertisement may state that the application should be in “first hand”, in which case the letter should be handwritten, preferably on plain paper. It is sensible to make a rough draft of the proposed letter before writing it out in detail.