Вопрос № 800756 - Английский язык

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Commercial paper is an unconditional written order or promise to pay money. The most common form of commercial paper is the personal cheque. It was developed hundreds of years ago to serve as a safe substitute for money.
Instead of carrying their gold and silver with them, merchants left their money at the bankers. Then, when merchants wanted to pay a seller for goods they were buying, they wrote an order addressed to their bank. The order directed the bank to deliver a specified amount to the person or the place of the seller’s choice. The bank compared the merchant’s signature (and perhaps a seal) on the order with the signature left at the bank. The bank would comply with such written orders because, once the merchant had made a deposit, the bank was legally indebted to the depositor for that amount. Consequently, if the merchant demanded return of the deposit, the bank had to give it back.
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Instead of carrying their gold and silver with them, merchants left their money ______________.

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A draft is an unconditional written order by which one party directs a second party to pay to the order of a third party or to the bearer a certain sum of money on demand or at a definite time. A draft is also known as a bill of exchange (B/O).
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A draft is an unconditional written order by which one party directs a second party to pay to the order of a third party or to the bearer a certain sum of money on demand or _________________.

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A draft is an unconditional written order by which one party directs a second party to pay to the order of a third party or to the bearer a certain sum of money on demand or at a definite time. A draft is also known as a bill of exchange (B/O).
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A draft is an unconditional written order by which one party directs a second party to pay to the order of a third party or to the bearer a certain sum of money on demand or _________________.

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Drafts are sometimes described in terms of the time of payment. If the draft is payable at sight or on demand - that is, when it is presented to the drawee by the one holding the draft - it is a sight draft. The drawee is expected to pay when the draft is presented.
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If the draft is payable at sight or on demand - that is, when it is presented to the drawee by the one holding the draft - it is _________________.

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A cheque is a special type of draft by which a bank depositor orders the bank to pay money, usually to a third party. Cheques are usually written on special forms provided by bank for a fee. The forms provided by the bank usually are magnetically encoded to make cheque processing easier for the banking system. However, cheques may be written on blank sheets of paper, forms provided by the depositor, or other materials and still be legally effective. The drawee, though, must always be a bank for the instrument to qualify as a cheque.
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Cheques are usually written on special forms provided by bank _______________.

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The bank, according to the contracts with its depositors, agrees to honor (pay when due) each cheque as long as sufficient funds remain in the depositor’s account. As a debtor of the depositor, the bank must honor the cheques in return for the right to use the depositor’s funds until the depositor demands their return. Of course, the bank must retain a sizable percentage of all funds deposited so that it can pay cheques when they are presented. The remainder of the deposited funds is loaned at interest to pay for the bank's operations and to earn for the bank's owners.
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The bank, according to the contracts with its depositors, agrees to honor each cheque as long as sufficient funds remain _______________.