Прочитайте текст и ответьте на вопрос: What do banks and other businesses buy and sell in the “money...: ответ на тест 1046377 - Английский язык

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What do banks and other businesses buy and sell in the “money market”?
Money-market accounts allow you to write a limited number of checks while participating in the “money market” where banks and other businesses buy and sell short-term credit instruments, notes and other kinds of IOU’s that come due in a year or less. The rate of return for money market accounts is usually higher than for passbook savings accounts.

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Why do money market funds use the resources of their investors?
Money market funds use the resources of their investors to buy money-market certificates. Money-market funds generally pay a higher rate of return than savings and NOW accounts. Unlike other accounts at savings institutions, money-market fund accounts are not insured nor do they provide check-writing privileges.

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How long can the period of time for deposit run?
Certificates of deposit pay the highest rates of interest offered by banks and savings institutions. They require the money to be left on deposit for a specified period of time that can run from a few weeks to five or more years. The money can be withdrawn early, if necessary, but not without a penalty.

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What is the rate of return offered by credit unions?
Credit unions, associations of people with some thing in common, often serve people who have the same employer, work in the same industry, or belong to a particular church, labor union, or club. Credit unions offer insured savings plans similar to those offered by other savings institutions. In most instances, however, the rate of return offered by credit unions is higher than that of the other institutions.

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Those seeking employment will want to investigate all available possibilities. The following are the main sources of information about job vacancies.
– Job centers.
– Employment agencies.
– Local careers officers.
– Newspaper advertisements.
– Friends and relatives.
Advertisements are the most common way of publicising a job vacancy and inviting applications. Prospective applicants should read the advertisement carefully. Not only it will give important information about the job and the firm, but it may also offer clues of what should be included in the letter of application.
In some cases it may be acceptable to type a letter, in others the advertisement may state that the application should be in “first hand”, in which case the letter should be handwritten, preferably on plain paper. It is sensible to make a rough draft of the proposed letter before writing it out in detail.

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The letter of application is also called the covering letter. It provides the first direct contact between a candidate and an employer. If it is not written properly, it can produce a bad impression. First of all, you should point out:
– Your home address – note use of post code and home town in capitals.
– Name and address of the person you are writing to.
Usually the letter of application contains 3 or more paragraphs in which you should:
– Say which job you are applying for.
– Qualifications or examinations taken.
– Relevant past experience and why you think you are suitable.
– Indicate your willingness to attend an interview.