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Вопрос № 800743 - Английский язык

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A credit rating is an evaluation of one’s ability to pay debts. If credit is denied because of information in a credit report, the company denying credit must tell the applicant. The applicant may then demand that the reporting agency disclose the general nature of the contents of its file (except medical information) and the names of parties who were given this information. Names of those who provided the information need not be disclosed, however. If there is any error, the credit reporting agency must correct the record.
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Вопрос задал(а): Анонимный пользователь, 13 Ноябрь 2020 в 01:37
На вопрос ответил(а): Анастасия Степанова, 13 Ноябрь 2020 в 01:37

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Вопрос № 1088132

Прочитайте текст и выполните задания.
Credit
1. Credit has been standardized over the years and many stores belong to corporations that won’t allow people to purchase goods unless they pay on the spot with cash, check, or a major credit card. Now big banks control whether you can use credit and how much you can use. Before a bank will allow you to use credit, it must first believe that you can be trusted to repay the amount of credit you use. This is considered financial trustworthiness.
2. Lenders use a number of factors to determine your financial trustworthiness and it’s not based on how long they’ve known your family. Your credit history is one of the most commonly used factors. How you have used credit in the past – your credit history – is considered to be the best way to predict how you will use it in the future. Your credit history is reported in your credit report and measured by your credit score. Lenders also consider your income. Even with a good history of repaying what you borrow, lenders want to know that you actually have the means to pay back the credit you use.
3. For new borrowers without a credit history, lenders may place more importance on your income. They may only give you a small amount of credit to start out with and increase your credit as you demonstrate you can handle it. If you’re a new borrower or you’ve had credit problems in the past, the lender might require someone who has a favorable credit history to co-sign with you. The co-signer essentially agrees to repay credit charges when the other person fails to do so. Both borrowers share credit.
Ответьте на вопрос:
Where is your credit information compiled?
It is compiled on a credit card.
It is compiled on your co-signer’s card.
It is compiled on a check.
It is compiled in a credit report.

Вопрос № 1088122

Прочитайте текст и выполните задания.
Credit
1. Credit has been standardized over the years and many stores belong to corporations that won’t allow people to purchase goods unless they pay on the spot with cash, check, or a major credit card. Now big banks control whether you can use credit and how much you can use. Before a bank will allow you to use credit, it must first believe that you can be trusted to repay the amount of credit you use. This is considered financial trustworthiness.
2. Lenders use a number of factors to determine your financial trustworthiness and it’s not based on how long they’ve known your family. Your credit history is one of the most commonly used factors. How you have used credit in the past – your credit history – is considered to be the best way to predict how you will use it in the future. Your credit history is reported in your credit report and measured by your credit score. Lenders also consider your income. Even with a good history of repaying what you borrow, lenders want to know that you actually have the means to pay back the credit you use.
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Содержанию текста соответствует утверждение …
The history of your family can have a negative influence on your future credit.
When you co-sign, you are not so responsible for the debt as if it were yours alone.
Usually, the lender establishes a minimum amount of credit that you can use.
If the lender determines that you are a trustworthy borrower, then it will extend credit to you.

Другие вопросы по предмету Английский язык

Вопрос № 800744

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1____________________. Punishment is any fine, confinement in jail or prison. 2____________________. The purpose of punishment is not to remedy the wrong but rather to discipline the wrongdoer. 3______________________. The fact that many «career criminals» are arrested repeatedly indicates that the penal system is far from perfect.
4____________________.
«Let the punishment fit the crime» is more easily said than done.
It is also penalty provided by law and imposed by the court.
Punishment should deter the wrongdoer and others from similar behavior in the future.
Criminal statutes ordinarily set maximum limits for punishment but give a judge freedom in determining the appropriate punishment within those limits.

Вопрос № 800745

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1_____________________. Probation is a type of punishment, which allows the convicted person to avoid confinement and to remain at liberty for a prescribed time under the supervision of a probation officer. 2______________________. Specific conditions are usually attached to the probation. 3______________________. 4_______________________.
A court may impose and then suspend punishment, subject to the good behavior of the guilty party, who may be placed on probation for a prescribed period of time.
Sometimes a fine is also imposed, or restitution (returning what was stolen) is required.
These conditions may include keeping a job, avoiding certain companions and meeting places, and not leaving the area.
A defendant who violates the probation terms may have the probation and suspended sentence revoked at a court hearing and then be sent to jail or prison.

Вопрос № 800746

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1_____________________. It is a public wrong.
A tort, in contrast, is a private or civil wrong. 2_______________________. If a tort occurs, the person injured can sue and obtain a judgment for money damages from the person who committed the tort. 3______________________.
One act can be both a tort and a crime. 4_______________________.
A crime is an offense against society.
It is an offense against an individual.
The money is intended to compensate for the injury.
Then the defendant is both criminally liable (for a fine and/or a jail sentence) and civilly liable (for monetary damages).

Вопрос № 800747

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1________________________. Just as there are many specific crimes, such as murder and shoplifting, there are many specific torts. 2________________________. In a trial, these elements must be proved to establish liability (legal responsibility) for any specific tort. 3________________________:
1. a duty owed by one person to another to do or not to do a certain thing,
2. violation or breach of the duty,
3. injury recognized by the law, and
4. 4________________________.
Like criminal law, tort law is a broad legal category.
There are, however, certain elements which are common to all torts.
The elements of a tort are:
proximate causation of the injury by the breach.
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