Прочитайте текст и найдите соответствующий перевод подчеркнутого слова A credit rating is an evaluat...: ответ на тест 800743 - Английский язык

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Credit
1. Credit has been standardized over the years and many stores belong to corporations that won’t allow people to purchase goods unless they pay on the spot with cash, check, or a major credit card. Now big banks control whether you can use credit and how much you can use. Before a bank will allow you to use credit, it must first believe that you can be trusted to repay the amount of credit you use. This is considered financial trustworthiness.
2. Lenders use a number of factors to determine your financial trustworthiness and it’s not based on how long they’ve known your family. Your credit history is one of the most commonly used factors. How you have used credit in the past – your credit history – is considered to be the best way to predict how you will use it in the future. Your credit history is reported in your credit report and measured by your credit score. Lenders also consider your income. Even with a good history of repaying what you borrow, lenders want to know that you actually have the means to pay back the credit you use.
3. For new borrowers without a credit history, lenders may place more importance on your income. They may only give you a small amount of credit to start out with and increase your credit as you demonstrate you can handle it. If you’re a new borrower or you’ve had credit problems in the past, the lender might require someone who has a favorable credit history to co-sign with you. The co-signer essentially agrees to repay credit charges when the other person fails to do so. Both borrowers share credit.
Ответьте на вопрос:
Where is your credit information compiled?

Прочитайте текст и выполните задания.
Credit
1. Credit has been standardized over the years and many stores belong to corporations that won’t allow people to purchase goods unless they pay on the spot with cash, check, or a major credit card. Now big banks control whether you can use credit and how much you can use. Before a bank will allow you to use credit, it must first believe that you can be trusted to repay the amount of credit you use. This is considered financial trustworthiness.
2. Lenders use a number of factors to determine your financial trustworthiness and it’s not based on how long they’ve known your family. Your credit history is one of the most commonly used factors. How you have used credit in the past – your credit history – is considered to be the best way to predict how you will use it in the future. Your credit history is reported in your credit report and measured by your credit score. Lenders also consider your income. Even with a good history of repaying what you borrow, lenders want to know that you actually have the means to pay back the credit you use.
3. For new borrowers without a credit history, lenders may place more importance on your income. They may only give you a small amount of credit to start out with and increase your credit as you demonstrate you can handle it. If you’re a new borrower or you’ve had credit problems in the past, the lender might require someone who has a favorable credit history to co-sign with you. The co-signer essentially agrees to repay credit charges when the other person fails to do so. Both borrowers share credit.
Ответьте на вопрос:
Where is your credit information compiled?

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1____________________. Punishment is any fine, confinement in jail or prison. 2____________________. The purpose of punishment is not to remedy the wrong but rather to discipline the wrongdoer. 3______________________. The fact that many «career criminals» are arrested repeatedly indicates that the penal system is far from perfect.
4____________________.

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1_____________________. Probation is a type of punishment, which allows the convicted person to avoid confinement and to remain at liberty for a prescribed time under the supervision of a probation officer. 2______________________. Specific conditions are usually attached to the probation. 3______________________. 4_______________________.

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1_____________________. It is a public wrong.
A tort, in contrast, is a private or civil wrong. 2_______________________. If a tort occurs, the person injured can sue and obtain a judgment for money damages from the person who committed the tort. 3______________________.
One act can be both a tort and a crime. 4_______________________.

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1________________________. Just as there are many specific crimes, such as murder and shoplifting, there are many specific torts. 2________________________. In a trial, these elements must be proved to establish liability (legal responsibility) for any specific tort. 3________________________:
1. a duty owed by one person to another to do or not to do a certain thing,
2. violation or breach of the duty,
3. injury recognized by the law, and
4. 4________________________.