Arrange the following word combinations and a word to make a connected text.
First, the US must reduce the 1_______ associated with moving from one job to the next. Unemployment insurance was originally intended as a temporary 2_______ during 3_______. But it is less relevant today, when most workers who lose their jobs never get them back. We should institute «wage insurance» instead. If the new job pays less than the old, 4_______ would make up a portion of the difference, for a fixed period of time.
financial penalties
income support
economic downturns
public funds