Прочитайте текст и найдите соответствующий перевод подчеркнутого слова A consumer loan arises when a...: ответ на тест 800742 - Английский язык

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Credit costs vary from one lender to another, so think before you sign anything. Federal law requires that the lender tell you the total finance charges and the annual percentage rate or APR.
1____________________________. The finance charge includes interest costs and any other fees (such as service charges and insurance) that the seller or lender may be entitled to add to the loan.
2____________________________. For example, if someone lends you money at “only” 2.5 percent per month, the APR would be 30 percent (because 2.5 x 12 months = 30 percent).
3____________________________. He agreed to pay the principal and interest back in 10 months installments. 4________________________________.

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
Credit costs vary from one lender to another, so think before you sign anything. Federal law requires that the lender tell you the total finance charges and the annual percentage rate or APR.
1____________________________. The finance charge includes interest costs and any other fees (such as service charges and insurance) that the seller or lender may be entitled to add to the loan.
2____________________________. For example, if someone lends you money at “only” 2.5 percent per month, the APR would be 30 percent (because 2.5 x 12 months = 30 percent).
3____________________________. He agreed to pay the principal and interest back in 10 months installments. 4________________________________.

Прочитайте текст и найдите соответствующий перевод подчеркнутого слова
A credit rating is an evaluation of one’s ability to pay debts. If credit is denied because of information in a credit report, the company denying credit must tell the applicant. The applicant may then demand that the reporting agency disclose the general nature of the contents of its file (except medical information) and the names of parties who were given this information. Names of those who provided the information need not be disclosed, however. If there is any error, the credit reporting agency must correct the record.

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1____________________. Punishment is any fine, confinement in jail or prison. 2____________________. The purpose of punishment is not to remedy the wrong but rather to discipline the wrongdoer. 3______________________. The fact that many «career criminals» are arrested repeatedly indicates that the penal system is far from perfect.
4____________________.

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1_____________________. Probation is a type of punishment, which allows the convicted person to avoid confinement and to remain at liberty for a prescribed time under the supervision of a probation officer. 2______________________. Specific conditions are usually attached to the probation. 3______________________. 4_______________________.

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1_____________________. It is a public wrong.
A tort, in contrast, is a private or civil wrong. 2_______________________. If a tort occurs, the person injured can sue and obtain a judgment for money damages from the person who committed the tort. 3______________________.
One act can be both a tort and a crime. 4_______________________.