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Вопрос № 800742 - Английский язык

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A consumer loan arises when a person borrows money primarily for personal, family, household, or agricultural purposes. It is often called a personal loan to distinguish it from a business or commercial loan.
The creditor must make a full report of interest and finance charges. The finance charge is the total added cost when one pays in installments for goods or services. The creditor must also declare the true equivalent annual interest rate.
Варианты ответов
  • отвечать за финансы
  • финансовое обвинение
  • финансовая цена
  • финансовый расход
Тип вопроса: Вопрос с одним правильными вариантом
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Вопрос задал(а): Анонимный пользователь, 13 Ноябрь 2020 в 01:37
На вопрос ответил(а): Анастасия Степанова, 13 Ноябрь 2020 в 01:37

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Вопрос № 605304

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
Credit costs vary from one lender to another, so think before you sign anything. Federal law requires that the lender tell you the total finance charges and the annual percentage rate or APR.
1____________________________. The finance charge includes interest costs and any other fees (such as service charges and insurance) that the seller or lender may be entitled to add to the loan.
2____________________________. For example, if someone lends you money at “only” 2.5 percent per month, the APR would be 30 percent (because 2.5 x 12 months = 30 percent).
3____________________________. He agreed to pay the principal and interest back in 10 months installments. 4________________________________.
The finance charge is the total amount you pay to use credit.
The annual percentage rate, or APR, is the cost of credit calculated as a percent on an annual basis.
Assume that a person borrowed $1000 at 10 percent interest.
In this case the APR = 28%.

Вопрос № 800733

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A debtor is a person or a business that owes money, goods, or services to another. Whatever is owed is generally called the debt. The creditor is the one to whom the debt is owed. A legally enforceable debt normally arises out of a contract where something of value has been exchanged for a promise to provide money, goods, or services.
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Другие вопросы по предмету Английский язык

Вопрос № 800743

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A credit rating is an evaluation of one’s ability to pay debts. If credit is denied because of information in a credit report, the company denying credit must tell the applicant. The applicant may then demand that the reporting agency disclose the general nature of the contents of its file (except medical information) and the names of parties who were given this information. Names of those who provided the information need not be disclosed, however. If there is any error, the credit reporting agency must correct the record.
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Вопрос № 800744

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1____________________. Punishment is any fine, confinement in jail or prison. 2____________________. The purpose of punishment is not to remedy the wrong but rather to discipline the wrongdoer. 3______________________. The fact that many «career criminals» are arrested repeatedly indicates that the penal system is far from perfect.
4____________________.
«Let the punishment fit the crime» is more easily said than done.
It is also penalty provided by law and imposed by the court.
Punishment should deter the wrongdoer and others from similar behavior in the future.
Criminal statutes ordinarily set maximum limits for punishment but give a judge freedom in determining the appropriate punishment within those limits.

Вопрос № 800745

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1_____________________. Probation is a type of punishment, which allows the convicted person to avoid confinement and to remain at liberty for a prescribed time under the supervision of a probation officer. 2______________________. Specific conditions are usually attached to the probation. 3______________________. 4_______________________.
A court may impose and then suspend punishment, subject to the good behavior of the guilty party, who may be placed on probation for a prescribed period of time.
Sometimes a fine is also imposed, or restitution (returning what was stolen) is required.
These conditions may include keeping a job, avoiding certain companions and meeting places, and not leaving the area.
A defendant who violates the probation terms may have the probation and suspended sentence revoked at a court hearing and then be sent to jail or prison.

Вопрос № 800746

Расположите пропущенные предложения в таком порядке, чтобы получился связный текст
1_____________________. It is a public wrong.
A tort, in contrast, is a private or civil wrong. 2_______________________. If a tort occurs, the person injured can sue and obtain a judgment for money damages from the person who committed the tort. 3______________________.
One act can be both a tort and a crime. 4_______________________.
A crime is an offense against society.
It is an offense against an individual.
The money is intended to compensate for the injury.
Then the defendant is both criminally liable (for a fine and/or a jail sentence) and civilly liable (for monetary damages).
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