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Retail 1_______ are often referred to as 2_______ banks. In addition to conventional banking 3_______, such as the provision of checking accounts, they deal in foreign exchange, issue credit cards, provide investment and tax advice, and 4_______ financial products such as insurance. In the United Kingdom the biggest retail banks (by assets) are Barclays Bank, National Westminster Bank, Midland Bank, Abbey National Bank and Lloyds Bank.